Plum: Smart Saving & Investing

I-Plum izimisele ukukusiza ukuthi ukhulise imali yakho impilo yakho yonke, ngamadiphozithi azenzakalelayo, ukutshala imali okufinyelelekayo nokonga ngobuhlakani. Izimali ziyasebenza.

NGENA EMKHUBENI
• Yakha umkhuba wokonga imali ngokuhlela amadiphozithi enani elimisiwe isonto ngalinye noma ngosuku lokuhola
• Imithetho ehlakaniphile ikugcina ulawula imali yakho, ngezinketho ezifana ne-Al algorithm yethu, ama-Round Ups noma izinselele ezilula njenge-1p Challenge

YONGA IMALI ENGAKHO INTELA NGE-PLUM CASH ISA
• Vula ukonga okungenantela ngokufinyelela kalula imali yakho
• Qala ngemali encane efika ku-£1
• Dlulisela ku-ISA ekhona ngenani eliphansi
• Amadiphozithi afanelekile avikelwe yi-FSCS
Bona imininingwane yezinga lenzalo kuwebhusayithi ye-Plum noma uhlelo lokusebenza. Imithetho ye-T&C ne-ISA iyasebenza. Ukuphathwa kwentela kuncike ezimweni zomuntu siqu futhi kungashintsha.

KHULISA IZIMALI ZAKHO
• Zuza kufikela ku-4.38% AER (okuguquguqukayo) ngePocket yethu Yenzuzo yakudala efinyeleleka kalula
• Noma thola isilinganiso esingcono nakakhulu nge-Akhawunti Yesaziso yezinsuku ezingama-95 ku-5.2% AER (okuguquguqukayo)
• Womabili ama-akhawunti avikelwe yi-FSCS ukuze kube nokuthula kwengqondo, futhi ahlinzekwa i-Investec Bank Plc.

ZUZA ENGASE KU-4.66%* NGENZALO YE-PLUM
• Thola izimbuyiselo ezilandela izinga eliyisisekelo leBhange Lase-England ngale MMF enobungozi obuncane
• Jabulela ukufinyelela okulula ngokuhoxiswa kosuku olungu-1 lwebhizinisi
• Engeza okuningi noma okuncane ngokuthanda kwakho
Inkunzi esengozini. *Isilinganiso esiguquguqukayo silungile kusukela ngomhla ka-11/12/24. Izibikezelo azisona inkomba ethembekile yokusebenza kwesikhathi esizayo. Ukubuyisela akuqinisekisiwe.

UKUTSHALWA KWESTOCK OKUNGENAMKHAWULO
• Dala iphrofayela yakho emizuzwini embalwa ukuze uqale ukuthenga nokuthengisa amasheya enkampani yase-US
• Tshala imali ezinkampanini ezifika kwezi-3,000 ezifana ne-Amazon noma i-Tesla
• Setha ama-oda okuthenga aphindelelayo nezixwayiso zentengo ukuze usebenzise isu lakho lokutshala imali

† Imakhakhi engu-0.45% yokuguqulwa kohlobo lwemali ‘FX’ kanye nezimali ezikhokhwayo zokulawula zisasebenza. Isamba sezimali ezikhokhiswayo ukuze uthenge bese uthengisa (ukuhweba oku-2) isabelo esingu-1 esibiza u-$100 singaba ngu-$0.90.

HLUKANISA IMALI YAKHO NGEZIMALI
• Khetha kusukela ezikhwameni ezifika kwezingama-26 ezinetimu emayelana nezinga lobungozi noma umkhakha
• Yenza kube ngokwakho iphothifoliyo yakho ngezimali ezifana ‘neSlow & Steady’, ‘Tech Giants’ noma izinketho ezigxile ekuziphatheni okuhle
• Izimali ze-Premium zivumela ukuhlukahluka okukhulu ngokufaka Igolide, i-Biotech kanye nezimpahla ze-Real Estate
• Izimali ziphathwa ngobungcweti futhi ngayinye iqukethe amasheya ezinkampani amaningi ahlukene
• Itholakala ngohlelo lwe-Plum Pro noma ngaphezulu (kusuka ku-£2.99/ngenyanga)

‡ Nazi izimali ezikhokhwayo uma utshala izimali ngePlum:
• £2.99 ubuncane bokubhalisa kwanyanga zonke
• 0.90% Izimpahla Zonyaka Ezingaphansi Kokuphathwa (AUM) kanye nesilinganiso semali yokuphatha isikhwama§
• Azikho izimali zokuhoxa/imikhawulo

§ Lokhu kuhlanganisa imali engu-0 (AUM) engu-0.45% ekhokhiswa i-Plum, kanye nemali engu-0.06–1.06% yokuphatha isikhwama, kuye ngesikhwama esithile sokutshala izimali ozikhethayo.

LUNGELE UKUTHATHA UMHLALAPHANSI
• Hlanganisa izimpesheni zakho ezikhona zibe yi-Self Invested Personal Pension (SIPP)
• Khetha kuzikhwama zomhlaba ezilawulwa ubungozi noma ezihlukene
• Ayikho imali yokubhalisa ye-Plum SIPP
• U-0.89% Wezimpahla Zonyaka Ezingaphansi Kokuphathwa (AUM) kanye nesilinganiso semali yokuphatha isikhwama
• Thola ukukhululeka kwentela ngeminikelo yakho

Lokhu kufaka phakathi imali engu-0.45% yabahlinzeki bomkhiqizo, kanye nemali engu-0.08%–1.06% yokuphatha isikhwama, kuye ngesikhwama/izikhwama zotshalomali ezithile ozikhethayo.

UKUPHEPHA
• Sisekela ukuphepha kwe-biometric
• Noma iyiphi idatha ebucayi esiyiphethe igcinwa kusetshenziswa i-symmetric cryptography (AES)
• Asilokothi sabelane ngedatha yakho nezinkampani zangaphandle ngaphandle kwemvume
• Ukwesekwa kwamakhasimende kutholakala izinsuku ezingu-7 ngeviki

I-Plum Fintech Ltd iyi-ejenti nomsabalalisi we-PayrNet Ltd (FRN 900594) kanye ne-Modulr FS Ltd (FRN 900573), ngokulandelana, zombili zigunyazwe njengama-EMI yi-FCA. I-Plum Fintech Ltd (FRN: 836158) iyi-AISP ebhalisiwe ne-FCA. I-Saveable Ltd (FRN: 739214) igunyaziwe futhi ilawulwa yi-FCA njengefemu yokutshala imali. I-Plum igama lokuhweba.
Mayelana nokutshalwa kwezimali kanye nezimpesheni, zonke izimali zokuphathwa kwesikhwama kanye nezimali zabahlinzeki ziboniswa minyaka yonke, zikhokhiswa nyanga zonke futhi zivele ngokushesha kuphothifoliyo yakho. 2-7 Clerkenwell Green, London, EC1R 0DE.