Cardtonic: Virtual & Gift Card

4.2
16.2K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Cardtonic is "the best" platform to get virtual dollar cards, buy and sell gift cards, pay bills, and buy various.

Why is it the best? Good question, let’s clarify 😎👇

Used and loved by over a million users worldwide for 5+ years, Cardtonic has always been “that platform” with the cheapest virtual dollar card fees, "that platform" that bridges the gap between individuals and businesses who need discounted gift cards or have gift cards they do not need. It’s “that platform” popularly known for giving the best gift card rates across Africa. And it's "that platform" that allows users to pay bills at discounted prices.

Do we need to say more? Okay... 😎👇

With over 15,000 positive reviews across multiple channels, we can conclude that our numbers don’t lie 🥳

Here are some of Cardtonic’s product offerings:
1.Get Virtual USD Card
2. Buy & Sell Gift Card In Nigeria
3. Buy & Sell Gift Card In Ghana
4. Buy Airtime & Data At Discounted Prices
5. Pay Bills Online
5. Buy Tech Gadgets In Nigeria

Now that you are here; let’s talk about each of Cardtonic's offerings, one after the other.

⭐ 1. GET VIRTUAL USD CARD


For Africans, paying online sometimes feels stressful with card rejections and restrictions. Cardtonic gives you instant access to one of the best and cheapest virtual dollar cards in Nigeria (Visa and Mastercard). So you can pay online without limits and experience the financial freedom you deserve.

⭐ 2. SELL GIFT CARDS IN NIGERIA


We provide the best gift card exchange app that gets you licking your fingers on the first attempt. Wonder why there's "tonic" in our name? It's because our safe gift card redeem app is just too sweet for individuals and businesses to redeem gift cards in Nigeria.

⭐ 3. SELL GIFT CARDS IN GHANA


Cardtonic is the best app to trade gift cards for Momo in Ghana. Ghanaians with gift cards they don't need can easily convert them to Cedis.

⭐ 4. BUY GIFT CARDS IN NIGERIA


Cardtonic allows you to buy over 14,000+ gift cards instantly. With this, gift cards are always within reach, and you know where to buy gift cards in Nigeria at the cheapest prices if needed.

⭐ 5. BUY GIFT CARDS IN GHANA


Ghanaians struggle to pay online with debit cards. Cardtonic provides gift cards for several brands, allowing you to use them as a more convenient means of online payment.

⭐ 6. PAY BILLS ONLINE IN NIGERIA


Bills… something we all hate but have to pay regardless. Cardtonic strives to make it less annoying by allowing you to manage and pay all your essential bills in one place. Be it airtime, data, internet, TV, electricity and much more. You can also fund your betting account on Cardtonic. How sweet is that? ☺️

⭐ 7. BUY TECH GADGETS IN NIGERIA


Cardtonic allows you to buy gadgets like smartphones, laptops, AirPods, etc., at cheaper prices. We ensure that the gadgets are not only super affordable but also come with a warranty (T&C applies). Also, delivery is nationwide.

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MORE FEATURES:


- Topup Naira wallet using a virtual bank account.
- Topup Cedis wallet using MoMo.
- Check real-time gift card prices using the in-app rate calculator.
- Earn rewards on every transaction.
- Set rate targets to get notified of changes in rates.
- Enter the leaderboard and earn massive monthly rewards.
- Access multiple gift card options e.g. Apple, Amazon, Steam Wallet, Google Play, eBay, Walmart, Sephora, Nordstrom, Target, Nike, Xbox, Vanilla, G2A, American Express (AMEX), Razer Gold, Foot Locker, Visa, Play Station and others.
- 2FA security
- And many more surprises waiting for you in-app 😉

GOT A QUESTION? TALK TO A REAL PERSON


We speak your language. Our customer support is ready to listen to you at any time.

Contact us at +2347060502770, support@cardtonic.com, or use the in-app live chat. We are available 24/7.

Now that all is said and done, are you ready to taste how sweet the tonic is? 😀
Updated on
Jun 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Financial info and Device or other IDs
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.2
16.1K reviews
Isaac Emmanuel
May 9, 2025
Cardtonic is absolutely amazing! I just created a virtual dollar card with ease, and the whole process was smooth and fast. The app is user-friendly, reliable, and perfect for managing dollar transactions. I’m really impressed with the features and how secure everything feels. Definitely one of the best financial apps I’ve used. Highly recommended!"
120 people found this review helpful
Did you find this helpful?
Cardtonic
May 10, 2025
Thank you for providing your valuable feedback. Please reach out to us at +2347060502770, if you have other suggestions.
Oluwakorede ANJORIN
June 6, 2025
So I tried their customer service's suggestions, and they didn't work so I am going to delete the app, as it has not been useful to me at all. The issues I had were: 1. I was unable to complete the KYC, coz the app just kept shutting down. 2. And now the app doesn't even stay open for 2 minutes before shutting down. I have tried uninstalling and reinstalling, I have updated the app, I have even tried changing my phone. So I am writing off this app completely.
13 people found this review helpful
Did you find this helpful?
Cardtonic
March 9, 2025
Hello boss. I'm so sorry to hear about the experience. I will appreciate it if we can get a response from you after trying the process. Kindly note that we are committed to helping you resolve this. Please don’t hesitate to reach out to us at +2347060502770.
Vek Visualz
June 5, 2025
Smooth and Reliable, I just completed my first trade on cardtonic. The rate was fair and transaction was completed quickly. Friendly interface and easy to use. I love card tonic and I recommend to anyone looking for the most trustworthy platform to trade giftcards.
Did you find this helpful?
Cardtonic
June 5, 2025
Hello Vek Visualz, Thank you for taking the time to write this review. Your kind words encourage us greatly. If you ever experience any dissatisfaction with your trading or transaction with us, don't hesitate to contact our customer support at 07060502770.

What’s new

In this version, we fixed some minor bugs and made some minor improvements to features you already know and love!.