Klarna | Shop now. Pay later.

4.8
992K reviews
50M+
Downloads
Content rating
PEGI 3
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
Jun 13, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
971K reviews
Dene Edwards
January 14, 2025
Terrible experience, so far. I was migrated from the slim, quick Stocard app, where everything just worked. This app, even thought it has the option to change it to light mode (my phone is always in dark mode), doesn't actually change the app, apart from making it somewhat lighter. It's more like a colour theme. My main gripe, is that apart from being very slow to load and open cards, you have to change your phone from dark mode to light mode before any of the barcodes can be scanned :-(
256 people found this review helpful
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Klarna Bank AB (publ)
February 26, 2025
Thanks for your feedback. We recently released an update (Version 25.8) that significantly improves performance on Android devices. If you’re still experiencing issues, please ensure you have the latest version installed and let us know how it’s working for you.
Nicky Wilkes
January 27, 2025
A great way to ruin Stocard! Stocard was available immediately and through a widget. Klarna has taken everything that was good about it and ruined it, with no widget and an awfully slow app that has more advertising than anything else, it now makes it impossible and embarrassing trying to get to my cards when making purchases. Thanks!
163 people found this review helpful
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Klarna Bank AB (publ)
January 27, 2025
Hi there, we acknowledge your disappointment with the recent changes involving Stocard. We are working hard to ensure a seamless experience and appreciate your patience. For further information, check out https://www.klarna.com/international/stocard-en/.
Yan Lau
March 18, 2025
thanks for finally bringing back the stocard widget. But you failed to incorporate its former features which users enjoyed. These are the options for different sized cards in widgets, and the options to reorder loyalty cards by either ascending/descending orders, or by recently used order. Please also include these as these were the reason why we enjoyed stocard+ furious when we couldn't use its features in your app
45 people found this review helpful
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Klarna Bank AB (publ)
March 12, 2025
Thanks for your feedback! The loyalty card widget is now available in the Klarna app with the latest update (Version 25.10.300). Make sure to update to the latest version and let us know if you have any questions.

What’s new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.